- Strength of Retirement System
- Retirement Plans: Workers’ Access
- Understanding Tax-Deferred Benefits
- Fees in Retirement Plans
- Retirement Policy Issues
- Participant Education
- More ICI Retirement Resources
Fees in Retirement Plans
Fees are an important consideration for retirement plan sponsors and participants. Under Department of Labor rules for how fees on defined contribution plans must be disclosed, employers and workers receive standardized fee disclosures on all investment options in their 401(k) plans.
Fees cover essential and valuable services provided to investors in the operation of retirement plans. ICI Research has observed and documented a broad trend of declining fees across the fund industry, with most assets in 401(k) plans concentrated in lower-cost funds.