Securitisation should be one of Europe’s most powerful financial tools. The benefits are clear: liquidity creation, risk transfer, capital relief, funding diversification, tailored risk-return profiles, and deeper, more efficient markets. And yet, securitisation remains regretfully underused in the EU—constrained by regulatory choices that continue to suffocate a market with enormous untapped potential.
In the 2010s, a digital media trend emerged promoting so-called life hacks: simple actions that claimed to deliver dramatic results. These were often accompanied by clickbait headlines promising transformation with “one weird trick” (use this one simple hack to pay off your mortgage in five years!) While sometimes grounded in logic, the claims were usually greatly overblown to attract attention.
More than 700 ETF professionals gathered in Nashville last week for ICI’s inaugural ETF Conference, a four-day program dedicated to the opportunities and challenges shaping one of the fastest-growing segments of the fund industry. The event brought together leaders from across the ETF...
The European Commission’s Savings and Investments Union (SIU) is an ambitious initiative with the potential to transform Europe’s financial landscape by building a deep and resilient culture of investing. By placing households at its core, the SIU rightly recognises that meaningful...
Exchange-traded funds have become one of the most successful financial innovations of the past thirty years. With more than $11 trillion in assets in the United States and steady inflows across every market segment, ETFs are now indispensable building blocks for investors seeking cost...
Americans manage nearly every part of their financial lives online. Yet when it comes to their mutual fund and ETF accounts, the law still requires most investors opt in if they want to receive financial documents electronically. That outdated approach drives up costs and, according...
President Trump recently issued an executive order (EO) directing the U.S. Secretary of Labor to review fiduciary guidance on private market investments in 401(k) and other defined contribution plans...
During the global financial crisis (GFC) and the COVID crisis, as financial markets experienced severe stress, investors withdrew large sums from institutional prime money market funds (MMFs) (Figure...
A recent opinion article from the Bloomberg Editorial Board writes that changes to the enhanced supplementary leverage ratio (eSLR) would leave banks less resilient when unrealized losses occur on long-term Treasuries. However, the editors are taking a narrow view of the proposed...
July marks the 15th anniversary of the passage of the Dodd–Frank Act, the landmark regulatory reform package intended to prevent future financial crises and modernize federal consumer protection laws. While Dodd–Frank instituted necessary reforms that helped enhance investor...
