- Strength of Retirement System
- Retirement Plans: Workers’ Access
- Understanding Tax-Deferred Benefits
- Fees in Retirement Plans
- Retirement Policy Issues
- Participant Education
- More ICI Retirement Resources
Access to Retirement Plans
Analysis of government survey data has found that, in 2011, nearly three-quarters of workers most likely to be focused on saving for retirement had access to a retirement plan—including defined benefit and defined contribution plans—through their own employer or their spouse’s employer, and that 93 percent of those with access participated.
More importantly, 81 percent of working households near retirement in 2010 had accrued benefits in employer-sponsored retirement plans, IRAs, or both.